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The 10 Best Insurance Brokers in San Francisco (2026)
This list ranks San Francisco insurance brokers based on Google ratings and review volume, using a weighted (Bayesian) score to balance perfect ratings and the number of reviews. The ranking was updated for 2026 and reflects what local reviewers have posted on Google. In a city of dense, varied neighborhoods and a wide mix of renters, homeowners and small businesses, working with a broker or agency that fits your needs can simplify coverage decisions. Below you’ll find the top ten results from Google, plus brief notes on why they place where they do and a few practical tips for choosing one.
This ranking is computed from Google reviews (our method). Listings marked Partner are paid advertising spots: they sit alongside the ranking without changing its order.
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Ben Carr – State Farm Insurance Agent
Ben Carr – State Farm Insurance Agent tops our list because it combines a perfect 5.0 Google rating with a large review base of 430, giving it strong weight in our Bayesian scoring. That volume of feedback makes the perfect score more statistically meaningful than many smaller listings. It’s listed on Google as an Insurance agency, and its ranking reflects both rating and sustained local engagement.
The full ranking
Jessica Liu Insurance Services
Jessica Liu Insurance Services appears as an Insurance agency and holds a 5.0 rating on Google based on 181 reviews, indicating a well-reviewed presence in the city.
181 reviews
Broad Spectrum Insurance Services
Broad Spectrum Insurance Services is categorized as an Insurance broker and has a 5.0 Google rating from 76 reviews.
76 reviews
Insureaze Insurance Solutions
Insureaze Insurance Solutions is listed as an Insurance broker and maintains a 5.0 rating across 71 Google reviews.
71 reviews
Kinro Insurance Service – Mission
Kinro Insurance Service – Mission is an Insurance agency with a 5.0 Google rating from 32 reviews and is located in the Mission neighborhood.
32 reviews
Wang Insurance
Wang Insurance shows up as an Insurance agency with a 5.0 rating compiled from 25 Google reviews.
25 reviews
April Insurance Agency
With 19 reviews, April Insurance Agency maintains a perfect 5.0 Google score and is listed under Insurance agency.
19 reviews
Truvo Insurance Agency
Truvo Insurance Agency is categorized as an Insurance agency and holds a 5.0 rating based on 12 Google reviews.
12 reviews
Jake Stewart – State Farm Insurance Agent
Jake Stewart – State Farm Insurance Agent is listed as an Insurance agency with a 4.9 Google rating drawn from 642 reviews, one of the highest review totals on this list.
642 reviews
Traci Hollander – State Farm Insurance Agent
Traci Hollander – State Farm Insurance Agent carries a 4.9 Google rating supported by 574 reviews and is located on Castro Street in the Castro neighborhood.
574 reviews
Frequently asked questions
How do I choose the right insurance broker in San Francisco?
Start by identifying the types of coverage you need (auto, home/renters, business, etc.), then compare brokers’ experience with those lines. Check online reviews, confirm they are properly licensed in California, and ask for references and sample quotes before committing.
What should I expect to pay when working with a broker?
Brokers typically facilitate policies from insurers and may be compensated via commissions built into premiums or by a direct fee, depending on the arrangement. Ask up front about fees, whether they receive commissions, and how that might affect the quotes they provide.
What should I check before hiring an insurance broker?
Verify the broker’s California license, read recent customer reviews, and confirm the broker’s experience with the specific coverage you need. Also ask how they handle claims support and whether they shop multiple carriers on your behalf.
How was this ranking of brokers built?
This list is based on Google ratings and review counts, using a weighted (Bayesian) approach so businesses with both high scores and substantial review volume rank higher. The data were pulled from Google and updated for 2026 to reflect current public reviews.